Tuesday, November 16, 2010

Why Am I Burned Out?

This is a writing prompt from MamaKat's weekly writing prompts.

One of the prompts for this week is, "Why are you burned out?" Since a million things bombarded my brain, I thought, well that's a perfect topic. And, since I've spent the entire morning so far putting out little "fires..." thought I'd share.

1. We are getting new insurance next month. While this doesn't effect me TOO much, since Medicare is my primary, all of my prescriptions will still be paid by the new insurance. We have a HUGE copay: $2400.00. The good news is that our medical savings account will be front-end loaded, if you will, so we will have the money there. The BAD news is, NOTHING is covered until the deductible is met. One plasmapheresis treatment is over $4000.00. Medicare will pay the first hunk, but then it goes to the dedeuctible of our new plan. One of my medications is like $1600.00 for a three months supply. So we use up all the $2400.00 right away, and we have nothing to pay medical bills with til more money grows in the account. It's not like flex that you can borrow against. Confused? Me too.

2. Since we ARE getting this new insurance, I'm trying to get every refill possible in November yet so that they are covered and we just have to pay the copay. That means keeping very careful track of Medco, because they have been known to NOT fill a prescription and not tell me for WEEKS. So I've been calling everyone and their brother about medicine and billing this morning.

3. I've also had to check on a claim filed with our CURRENT flex account for mileage. They have the stupid $2.00 parking stub covered, but don't have the $45+ for mileage. Ug. So I had to e-mail them.

4. I've been waiting for blood work results for Jacob (he's fine, just routine stuff plus a check for lead, and his iron levels). If they are normal, we can cancel our appointment for tomorrow. If they are not, we have to keep it.

5. I have a four year old boy. 'Nuff said.

6. I have 3 dogs. Mmm-Hmm.

7. I'm trying to write 2 blogs and a book.

8. I homeschool my child.

9. "We" are stepping up discipline BIG TIME in order to prepare our son for life. We already do pretty good, but I am learning SO much more from my dear friend Shawn. She's the parenting guru. Love you Shawn!

10. I live with chronic disease that never, ever takes a day off.

SO....THAT'S why I'm burned out!

BUT....life is still good. : )


Anonymous said...

Insurance is way too dang confusing. Good luck with all that craziness. Mine's changing soon too, but it's actually changing back to what I used to have, so I'm okay with that ;)

In other news, I can't wait to read your book even if it's like 20 years from now!

Patty Ann said...

I think that we all get burned out from time to time. It helps if you keep a list of things that recharge your batteries and allow yourself time to do so. When I am stressed and depressed, I am not as nice of a person as I should be. I have learned that it is so important for me to have a little time for myself. Mostly that is through blogging and photography, but every once in awhile I even get to read a book!!!

Hello! I'm Kate. said...

1. I hate insurance companies.
2. You are an uplifting person!
3.You're writing a book?!!!

I'm writing on this topic for tomorrow as well!

Renee Ann said...

You're writing a book--yay! And I don't blame you for feeling burned out. I think daily details and schedules can sometimes be more wearing than facing one big challenge. Guess that's why we look for daily strength from friends and the Lord!

CoconutPalmDesigns said...

I completely don't understand any of that insurance stuff but I really hope you get it all sorted out.

I could really use a parenting guru these days... does your friend Shawn have a blog?

Cheers :-)
- Rainforest Mommy

Young Wife said...

I feel your pain about the insurance companies and mail order pharmacies. It's pretty insane how many hours I've spent on the phone with these people the past three weeks.